Frequently Asked Questions: #familyvisa

Several routes allow older foreigners to live in Indonesia long-term, each with different financial requirements and rights:

• Silver-hair visa, 5 years (E33E) — for retirees aged 55+, self-guaranteed (no sponsor), with an income test and a state-bank deposit commitment
• Silver-hair visa, 1 year (E33F) — the one-year variant: no large deposit, but a guarantor in Indonesia and annual renewal
• Second Home visas (wider E33 family) — for those qualifying by substantial deposit or investment rather than age
• Golden Visa (E28 series) — investment-based stay permits of 5 or 10 years, qualified by government bonds, listed shares, deposits or company investment
• Spouse-sponsored KITAS/KITAP — for those married to Indonesian citizens

The practical questions retirees ask most — whether the qualifying deposit applies per person or per couple, whether property or government bonds can substitute for a bank deposit, and how extension works after the initial period — depend on the specific visa index and on regulations that have been revised repeatedly since 2023. Do not rely on figures from older agent websites; several widely-circulated numbers are no longer current.

None of these permits allows employment in Indonesia. Unpaid community activity is generally acceptable; anything resembling work for an Indonesian entity is not.

Okusi Associates assesses which route fits your age, finances and family situation, and confirms the current financial thresholds before you commit. Applications can be handled through our Jakarta, Bali or Batam offices.

#visaRequirements   #retirementVisa   #familyVisa   #investmentIndonesia  

Every Indonesian limited-stay permit (KITAS/ITAS) requires a sponsor or guarantor. Without an employing company, the realistic routes are:

• Your own company. Establishing a PMA company and holding shares at the qualifying level supports an investor KITAS — the most common route for entrepreneurs. The company you own becomes your sponsor.
• An Indonesian spouse. Marriage to an Indonesian citizen supports a spouse-sponsored KITAS, and in time KITAP.
• A family principal. Spouses and children of a KITAS holder can hold dependent permits derived from the principal’s.
• Visas with no local sponsor requirement in the conventional sense. The remote-worker (E33G), second-home (E33E) and golden-visa (E28) streams are qualified by income, deposit or investment rather than by an Indonesian employer.
• Appointed guarantors. In defined cases — for example transferring sponsorship (alih penjamin) away from a spouse after divorce or bereavement — a corporate guarantor can take over an existing permit. Whether this is available depends on the permit type and circumstances.

What does not exist is a lawful “sponsorship for hire” where an unrelated company sponsors a work KITAS for someone who will not actually work for it. Such arrangements are a compliance risk for both parties, and immigration looks for them.

Okusi Associates’ role is to match the situation to the right stream — investor, family, remote-worker, retirement — and act as the processing agent. For clients establishing companies, sponsorship flows naturally from the PT.PMA structure.

#KITAS   #visaRequirements   #familyVisa   #investmentIndonesia  

Yes, family members of foreign workers can obtain visas to stay in Indonesia. Here are the key points:

• Dependent KITAS: Family members of foreign workers holding a KITAS (Kartu Izin Tinggal Terbatas, or Limited Stay Permit) can apply for a Dependent KITAS.

• Eligible family members:

  • Spouse (legally married)
  • Unmarried children under 18 years old

• Duration: The Dependent KITAS is typically valid for the same period as the main KITAS holder’s permit.

• Application process:

  • The sponsoring company of the main KITAS holder usually assists with the application.
  • Required documents include marriage certificates, birth certificates, passports, and other supporting documents.

• Restrictions:

  • Dependent KITAS holders are not permitted to work in Indonesia.
  • If dependents wish to work, they must obtain their own work permit and KITAS.

• Education: Children on Dependent KITAS can attend schools in Indonesia.

• Healthcare: Dependents can access healthcare services, but it’s advisable to have international health insurance coverage.

• Renewal: The Dependent KITAS must be renewed along with the main KITAS holder’s permit.

• Re-Entry Permit: The dependent’s electronic KITAS (e-ITAS, issued under the E31 family/dependent index) includes multiple re-entry permission for its full validity period, so dependents can enter and exit Indonesia without applying for a separate Multiple Entry Permit (MERP).

It’s important to note that immigration regulations can change, so it’s advisable to consult with an immigration specialist or the relevant Indonesian authorities for the most up-to-date information and specific requirements for your situation.

#familyVisa   #KITAS   #dependentVisa   #foreignEmployee  

It depends on residence and income, not on the visa itself.

• Tax residence arises from presence: a foreigner in Indonesia more than 183 days in a 12-month period (or residing with intent to stay) is a tax resident, whatever visa they hold
• The NPWP obligation attaches to those with taxable income or an independent filing obligation — not automatically to everyone resident

For the common cases:

• A non-working foreign spouse of an Indonesian citizen: Indonesian tax law treats the family as a single economic unit by default; a wife’s or husband’s income and assets are ordinarily reported under the family’s NPWP held by the head of the family. A spouse with no income of their own does not generally need a separate NPWP unless they elect separate filing (or a prenuptial/postnuptial separation of assets requires it)
• A dependent on a KITAS holder’s permit with no Indonesian income: no employment means no PPh 21 to administer; a personal NPWP becomes relevant only if the dependant has their own taxable income or needs one for a specific transaction
• A visa that prohibits work does not abolish tax residence. A retiree or dependant resident beyond 183 days who has worldwide income may still have Indonesian reporting exposure — this is where individual advice matters, particularly for those with substantial foreign income or assets

Beware of one-size answers in either direction (“everyone must register” / “no work, no NPWP, ever”). The correct answer follows from days of presence, sources of income, and family filing structure. Okusi’s personal tax consultations cover exactly this assessment.

#NPWP   #incomeTax   #taxObligations   #familyVisa